Data Analyst (Credit Risk)

Who we are:
tbi bank might not be the biggest on the Bulgarian market but it has been the most profitable and effective one for years (K10, Capital), and probably the coolest one. Our fintech mindset and startup culture set us apart from traditional bankers. Want to wear jeans and bring your pet to work? Sure! We are a dynamic challenger bank operating in Bulgaria, Romania, Germany, Lithuania and now Greece. The best part is that we see this as just the beginning: sky is the limit. Disrupting the status quo is in our DNA and it’s what drives us forward to become a next-generation digital lender with a goal to be legendary! Sounds scary and exciting? Hop on board!

We are seeking a highly motivated and detail-oriented Data Analyst (Credit Risk) to join our Retail Risk Analytics, Modelling and Technology team on our journey to success. 

What You'll do:

• Develop portfolio performance analyses and create effective risk management strategies for the retail portfolio
• Design and implement new and/or existing analytical tools and processes to improve efficiency and effectiveness of the Retail Risk business
• Perform data mining and quantitative analysis to support statistical modelling and data extraction functions
• Ensure data accuracy and completeness by regularly reviewing data sources and identifying potential issues
• Collaborate with cross-functional teams to ensure consistent and accurate data collection, analysis and reporting
• Communicate findings and recommendations to senior management to support informed decision-making

What you’ll need to succeed:

• 3 or more years of experience in a complex analyst role supporting statistical modelling and data extraction functions and/or methods
• Experience in data mining, sourcing and quantitative analysis
• In-depth knowledge and strong SQL skills
• Knowledge of SAS, Python and Power BI would be an advantage
• Excellent verbal and written communication skills in English
• Strong analytical abilities and attention to detail
• Strong self-motivation and ability to work well in a team environment
• Banking experience would be an advantage

What we offer:

• Competitive salary
• Employee recognition program
• Career development opportunities within the company
• Additional health insurance
• Preferential prices for a multisport card for you and your family
• Preferential terms on our banking products
• Tie up with popular retailers to offer attractive discounts to our employees

Why choose tbi:

• We have the boldness of a start-up and the expertise of a scale-up
• We enjoy a flexible work environment and a great work-life balance
• We are a diverse representation of 16+ nationalities
• We are a pet-friendly company, so you can bring your furry friend to work 😊

Visit our Career Page to learn more about what makes us unique.

If this sounds like something you’d be interested in, we'd love to hear from you!

To apply for this position, please send us your CV in English.

Please note: only shortlisted candidates will be contacted for further steps.

We're an equal opportunity employer. At tbi, everyone is welcome regardless of their race, color, religion, sex, sexual orientation, gender identity, national origin, or disability status. We are dedicated to hiring diverse talent and strive to create conditions that give an equal opportunity to everyone to flourish.

All applications are treated with utmost confidentiality.

By submitting your job application to TBI Bank EAD, you confirm that you have read the document named “Information related to personal data processing for job applicants” publicly available on tbi Career page.