Financial Analyst

Job description

TBI Bank is a consumer, SME and merchants focused phygital lender operating in Bulgaria, Romania, Germany, Sweden, and Poland. We are part of 4finance, one of Europe’s largest digital consumer lending groups. Through an own network of 300 locations, a variety of digital channels, and a trusted network of over 10 000 merchant locations, TBI Bank has been serving more than 1 million customers. Alone in 2019 we have granted more than 500 000 loans. 

Our successful business model and customer-focus approach allowed us to be one of Bulgaria’s most profitable and efficient banks in the last 4 years (Capital K10). TBI Bank’s team of dedicated professionals works hard for a future powered by technology in order to become the next gen digital lender.

We are now offering an exciting opportunity to join our team in the role of Financial Analyst


  • Update, verify, analyze and prepare management financial reports and presentations on variance MoM actuals, vs Budget as well as budget completion of the Business segments
  • Analyze and drill down data in order to explain the dynamics on detailed level
  • Factor analysis of performance drivers of the businesses and translation of these trends into a tangible future impact on the busines
  • Redesign the existing management reporting system
  • To be involved to IT projects related to BI and DWS
  • Prepare reports for shareholders
  • Interact with other departments within the bank to obtain and supply data
  • Contribute to department and organization special projects as assigned
  • Prepare special financial reports by collecting, analyzing, and summarizing account information and trends Perform analytical functions as assigned

Job requirements

  • University degree in Finance / Economics
  • Ability to work with figures, ensuring high level of accuracy
  • Good understanding of financial management information, financial reporting and major banking products
  • High level of commitment and flexibility, proactive and independent, able to take full responsibility and deliver high quality results under time pressure
  • Excellent MS Office skills with MS Excel Proficiency
  • Excellent command of written and spoken English 
  •   2+ years in similar position
  • Communication skills with high level of seniority
  • Analytical mind

We offer you: 

  • Competetive remunaration
  • Career advancement in leading organization in its industry
  • Working environment based on openness and team work
  • Additional benefits such as additional health insurance, preferences on sport cards and banking products and discounts
  • Excellent office location at the heart of the capital (Lozenets, close to metro station European Union)

We kindly ask all prospective applicants to send us their CV in English.