Regulatory Risk Analyst

Job description

Do you:

  • Have a data-driven mindset?
  • Understand and interpret data easily?
  • Want to collaborate and learn from the best Risk experts?

…then we have an exciting career opportunity for you!

We are looking for a Regulatory Risk Analyst to join our Enterprise Risk Team.

Who we are?

TBI Bank is a consumer, SME and merchants focused phygital lender operating in Bulgaria, Romania, Germany, Sweden, and Poland. We are part of 4finance group, one of Europe’s largest digital consumer lending groups. Through an own network of 300 locations, a variety of digital channels, and a trusted network of over 10 000 merchant locations, TBI Bank has been serving more than 1 million customers. Alone in 2019 we have granted more than 500 000 loans


As a member of the team you will be expected to:

  • Participate in internal analyses of capital adequacy, impairment on loan portfolio, concentration risk, credit portfolio structure, collateral level, and other
  • Create and deliver monthly and quarterly reporting forms to the Regulator, assigned to the department (iLPF, COREP)
  • Participate in the preparation of monthly and quarterly risk management reports, including ICAAP, ILAAP, stress tests, Recovery Plan and etc
  • Provide administrative support as well as prepares the necessary materials and information for the needs of the Management and respective Committes and Commissions as well as other bodies of the Bank

Job requirements

То be successful in this role, you need:

  • Minimum 3 years in a similar position
  • Good knowledge of EU legislation and BNB Ordinances
  • Excellent MS Office Skills
  • University degree in Economics
  • Good Verbal & Written English communication skills
  • Strong analytical, problem-solving and conceptual skills
  • Positive attitude, ability to effectively work with other departments, strong interpersonal communication skills
  • To be Pro-active and solution-orientated


What we offer in return is the opportunity to join a talented team and to also enjoy:

  • Full-time position for maternity leave cover 
  • Opportunity to work in a young, growing, dynamic bank where you can make a difference
  • A friendly team of people with data-driven mindset
  • Flexible organization with fast decision-making processes
  • Competitive salary
  • Additional social package (health insurance, multisport card, preferential terms on our products)
  • Great office location in Lozenets, near metro station


If this sounds like something you’d be interested in, we'd love to hear from you!

Please note: only shortlisted candidates will be contacted for further steps.

Your candidacy shall be treated confidentially in accordance with the LPDP. Only shortlisted candidates will be contacted for interview.
With the voluntary presentation of documents for job application in TBI Bank EAD it is considered that you give your explicit consent your personal data to be kept, processed and used for the purposes of the recruitment of the Bank.