Senior Expert Capital Adequacy control and Regulatory risk

Job description


TBI Bank is a consumer, SME and merchants focused phygital lender operating in Bulgaria, Romania, Germany, Sweden, and Poland. We are part of 4finance, one of Europe’s largest digital consumer lending groups. Through an own network of 300 locations, a variety of digital channels, and a trusted network of over 10 000 merchant locations, TBI Bank has been serving more than 1 million customers. Alone in 2019 we have granted more than 500 000 loans. 


Our successful business model and customer-focus approach allowed us to be one of Bulgaria’s most profitable and efficient banks in the last 4 years (Capital K10). TBI Bank’s team of dedicated professionals works hard for a future powered by technology in order to become the next gen digital lender.

Senior Expert Capital Adequacy control and Regulatory risk

 

Responsibilities: 

  • Participates in internal analyses of capital adequacy, impairment on loan portfolio, concentration risk, credit portfolio structure, collateral level, and other; 
  • Creating and delivering of monthly and quarterly reporting forms to the Regulator, assigned to the department (iLPF, COREP);
  • Participates in the preparation of monthly and quarterly risk management reports, including ICAAP, ILAAP, stress tests, Recovery Plan and etc.;
  • Provides administrative support as well as prepares the necessary materials and information for the needs of the Management and respective Committes and Commissions as well as other bodies of the Bank;
  • Is responsible for the preparation of monthly and quarterly reporting forms to the Regulator, assigned to the department (iLPF, COREP);
  • Participates in the development and maintenance of an enterprise management framework, standards and practices related to risk management and observes their effective application in the bank and its subsidiaries;

Job requirements

  • Education: Economic education, Master's degree;
  • Knowledge in EU legislation and BNB Ordinances;
  • Computer literacy: Excellent to the extent of fulfilling core duties;
  • Professional experience: Minimum 3 years of similar position; 
  • Languages: fluency in English, written and spoken;
  • Excellent professional competencies, organizational and communication skills;
  • Self-motivated team player

  That’s what you’ll be getting in return:

  • Competitive remuneration with additional benefits (medical service, preferences on sport cards and banking products and discounts) because we value your commitment;
  • Steep learning curve because we want you to develop and grow;
  • Multicultural work environment because diversity makes us stronger;
  • Great office location because we want to be cool;
Take the chance! Send us your CV!