Senior Internal Auditor, Regulatory Risk

Job description



Who we are:

TBI Bank might not be the biggest on the Bulgarian market but it has been the most effective and profitable for years (K10, Capital) – and now, probably the coolest one. We are a fast, dynamic and quickly changing organization, operating in Bulgaria, Romania, Germany, Poland, Lithuania, Denmark and Sweden with further expansion plans in Europe. We are part of 4finance group, European leader in digital consumer finance and we want to become a next generation digital lender – not an ordinary one, but a legendary! Yes, it’s ambitious, we know!


We are looking for a Senior Internal Auditor, Regulatory Risk to join us on our journey to success!


Once here, you will:

  • Evaluate bank processes and internal control environment efficiency and sufficiency
  • Plan, organize and execute audit engagements
  • Identify inherent and residual risks levels
  • Provide recommendations for process improvements, internal regulations and operational activity aiming to mitigate the risks occurrence
  • Document the audits (assignments, testing, conclusions, audit reports, etc.)
  • Participate in risk assessment and planning of audit resources and audit projects
  • Perform follow-up on implementation status of audit recommendations
  • Prepare audit analysis and contributes to audit reporting
  • Conduct specialized operational audits on Capital and Risk management efficiency and regulatory compliance with focus on:
    • ICAAP, ILAAP, methodology, calculations, stress tests validation, including linked processes of provisioning, internal group exposures, related parties, transfer pricing, purchased portfolios
    • Bank recovery and resolution Plan
    • ESG/Green Deal - risks identification, assessment, and incorporation of risk management framework
    • Model management
    • Basel Committee on Banking Supervision's standard number 239. "Principles for effective risk data aggregation and risk reporting"

Job requirements

What would also be helpful:

  • Experienced auditor in banking industry with strong understanding of Bank Risk Management:
    • management of focused/specialized portfolio of audits
    • ensure adequate planning of regulatory required audits
    • experience in risk-based planning for annual audit plan
  • Agile professional with an ability to think strategically & execute tactically
  • Business acumen, internal consulting skills, strong communications skills, and project management skills
  • Strong ability to work independently, however, value the advantage of co-creation and collaboration
  • Analytical data savvy mind set with attention to detail
  • Self Starter, Proactive and Solution-orientated
  • Excellent verbal & written communication skills in English & Bulgarian

What we offer:

  • Competitive salary
  • Employee recognition program
  • Career development opportunities within the company
  • Additional health insurance
  • Preferential prices for a multisport card for you and your family
  • Preferential terms on our banking products
  • Tie up with popular retailers to offer attractive discounts to our employees
  • Great office location in Lozenets, near metro station


Why choose TBI:

  • We have the boldness of a start-up and the expertise of a scale-up
  • We enjoy a flexible work environment and a great work-life balance
  • We are a diverse representation of 16+ nationalities
  • We are a pet-friendly company, so you can bring your furry friend to work 😊

Visit our Career Page to learn more about what makes us unique.


If this sounds like something you’d be interested in, we'd love to hear from you!

To apply for this position, please send us your CV in English.

Please note: only shortlisted candidates will be contacted for further steps.


We're an equal opportunity employer. At TBI, everyone is welcome regardless of their race, color, religion, sex, sexual orientation, gender identity, national origin, or disability status. We are dedicated to hiring diverse talent and strive to create conditions that give an equal opportunity to everyone to flourish.


Your candidacy shall be treated confidentially in accordance with the GDPR. Only shortlisted candidates will be contacted for interview.
With the voluntary presentation of documents for job application in TBI Bank EAD it is considered that you are informed about the Privacy notice of the bank, which was brought to your attention via link, e-mail or paper copy, describing the purposes, retention periods, sources, legal grounds and your rights regarding the processing of your personal data.