tbi bank - Retail Credit Risk Manager
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Retail Credit Risk Manager

  • Remote
    • Sofia, Bulgaria
  • Risk Management and Collection

Job description


Join the best bank to work for in Bulgaria*

Who we are:

Do you want to join a well-established bank with a start-up culture? No, we’re not joking!


We, at tbi, have been one the most profitable banks for years and we are growing at a fast pace. We’re a bank with a long history of success that operates as a start-up and we’re always on the lookout for new opportunities to grow our business. How do we do that?


It's all about our people. Our team is made up of brave, passionate and caring people who don’t just want to follow the same path – we want to transform into mobile-first, state-of-the-art lifestyle ecosystem. Our colleagues love working here – 80% of them would recommend tbi as an employer to their friends and family. Our people are engaged in challenging and meaningful work, inspired to grow their potential and career, encouraged to learn and empowered to take decisions. That’s not corporate babble, it’s what our people say.

Do you want to play a key role in our unique success story?

If so, we're looking for a Retail Credit Risk Manager to join our team on our journey to success!


What You’ll do:

  • Develop and execute Credit Risk strategies specifically for the Credit Cards business
  • Continuously refine credit risk methodologies, processes, and user experience to drive improvements
  • Enhance Credit Approval Criteria, limit management, and anti-fraud measures for optimal risk control
  • Oversee and track key risk performance indicators (KPIs) related to the Credit Card portfolio
  • Work closely with cross-functional teams to ensure accurate and consistent data collection, analysis, and reporting
  • Present insights and recommendations to senior leadership to guide strategic decision-making


    • What you’ll need to succeed:

    • 3 years proven track record in Risk management area of Retail Credit business
    • Bachelor's degree in Economics/Mathematics/Statistics
    • In-depth knowledge of Retail Risk management
    • Experience in implementing strategic Risk mitigation measures in a Retail business
    • Ability to analyze and monitor Key Retail Risk indicators
    • Excellent communication skills with internal and external stakeholders
    • Experience in MsOffice/SQL (other tools would be an advantage)
    • Excellent verbal and written communication skills in English
    • Strong self-motivation and ability to work well in a team environment

    Job requirements

    What we offer:

    • Seize the opportunity to grow your career
    • Engage in exciting and meaningful work
    • Get recognition for your work and attitude
    • Learn new skills and get management training
    • Become part of a large, friendly and supportive team
    • Get additional private health insurance
    • Receive special prices for multisport card and multiple retailers
    • Obtain preferential prices for our banking products


    Visit our Career Page to learn more about what makes us different.


    If this sounds like something you’d be interested in, we'd love to hear from you!

    To apply for this position, please send us your CV in English.


    We'd love to get back to everyone, but due to the number of applications we receive, we can only contact the shortlisted candidates.


    *We are ranked the top bank and top 4 employer to work for in Bulgaria according to Kaderabotim official 2023 employer rankings.


    All applications are treated with utmost confidentiality.

    By submitting your job application to tbi bank, you confirm that you have read the document named “Information related to personal data processing for job applicants” publicly available on tbi Career page

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