Group Anti-Fraud Officer

Join the best bank to work for in Bulgaria*

Who we are:

Do you want to join a well-established bank with a start-up culture? No, we’re not joking!

We, at tbi, have been one the most profitable banks for years and we are growing at a fast pace. We’re a bank with a long history of success that operates as a start-up and we’re always on the lookout for new opportunities to grow our business. How do we do that?

It's all about our people. Our team is made up of brave, passionate and caring people who don’t just want to follow the same path – we want to transform into mobile-first, state-of-the-art lifestyle ecosystem. Our colleagues love working here – 80% of them would recommend tbi as an employer to their friends and family. Our people are engaged in challenging and meaningful work, inspired to grow their potential and career, encouraged to learn and empowered to take decisions. That’s not corporate babble, it’s what our people say.

Do you want to play a key role in our unique success story?

If so, we're looking for a Group Anti-Fraud Officer to join our team on our journey to success!

What You’ll do:

• Ensuring compliance with EU regulatory requirements, supervisory expectations, and internal policies in the fraud area

• Designing, implementing and overseeing Group-wide anti-fraud framework (internal policies, procedures and instructions on both the Group and local levels)

• Ensuring effective prevention, detection, investigation, and reporting of fraud patterns, cases, as well as risks across all business lines, products, and channels within the tbi banking group

• Define fraud risk appetite, control standards, and key risk indicators (KRIs) in cooperation with Group AFC Investigation Head

• Performing fraud risk assessments to which the bank is exposed or may be exposed at Group and local level

• Conducting and overseeing the design and effectiveness of fraud prevention and detection controls, including identity application and transaction monitoring, red flags, and scenario-based controls.

• Ensuring timely escalation, documentation, and remediation of fraud events, as well as timely reporting of material fraud incidents

• Provide expert guidance to business lines and support functions, and develop and promote anti-fraud awareness and training programs to the staff on a group level

What you’ll need to succeed:

• Master’s university degree in Finance, Economics, Law, Business Administration, or related field.

• Proven experience in fraud risk management within the banking or financial sector (more than 5 years), with a strong understanding of financial regulations.

• Solid knowledge of legislation governing banking operations, including PSPSA, AML & CFT Acts, EU regulations on payments (PSD2, PSD 3 and related regulatory frameworks).

• Proven track record in managing fraud investigations and Group-level frameworks.

• Strong analytical and problem-solving skills, with a proactive and detail-oriented approach.

• Excellent communication skills, high integrity, sound judgment, and strong ethical standards.

• Fluency in English.

What we offer:

• Seize the opportunity to grow your career

• Engage in exciting and meaningful work

• Get recognition for your work and attitude

• Become part of a large, friendly and supportive team with 16+ nationalities

• Get additional private health insurance

• Receive special prices for multisport card and multiple retailers

• Obtain preferential prices for our banking products

• Enjoy a great location in Sofia’s city centre near National Palace of Culture and South Park

• Bring your furry bestie: Let's make work pawsome

Visit our Career Page to learn more about what makes us different.

If this sounds like something you’d be interested in, we'd love to hear from you!

To apply for this position, please send us your CV in English.

We'd love to get back to everyone, but due to the number of applications we receive, we can only contact the shortlisted candidates.

*We are ranked the top bank and top 3 employer to work for in Bulgaria according to Kaderabotim.bg 2025 employer rankings.

All applications are treated with utmost confidentiality.

By submitting your job application to tbi bank, you confirm that you have read the document named “Information related to personal data processing for job applicants” publicly available on tbi Career page.